DigiLocker API

ZOOP's DigiLocker API is the first of its kind to offer a pinless experience. This means users no longer need to remember or input additional security codes, streamlining the document retrieval process. Our API ensures secure access to verified documents while maintaining compliance with industry standards, making the process faster, more efficient, and hassle-free for both businesses and users.

ZOOP's pinless DigiLocker API eliminates the need for users to enter security PINs, reducing friction in the verification process. This unique feature speeds up document retrieval and enhances user experience, particularly for businesses that rely on DigiLocker KYC or need to integrate verified documents into their workflows. By removing the PIN requirement, we offer a faster, more secure way to access authenticated documents, saving time and improving operational efficiency.

The DigiLocker API is a cutting-edge online platform established by the Government of India that enables secure access to digitally verified official documents (OVDs), such as Aadhaar cards and PAN cards. By leveraging the DigiLocker API, businesses and organizations can seamlessly retrieve these government-issued documents for instant verification and access. This innovative solution accelerates processes like identity verification and onboarding, ensuring the authenticity and integrity of the documents while enhancing operational efficiency.

Integrating the DigiLocker API empowers businesses, service providers, and government agencies to optimize document verification and retrieval workflows. With DigiLocker, users can effortlessly share pre-verified documents, eliminating the cumbersome process of manual verification and physical submissions. This integration significantly reduces processing times for critical tasks such as application submissions, KYC compliance, and onboarding, while guaranteeing the accuracy and authenticity of documents. As a trusted, government-backed platform, DigiLocker minimizes fraud risks and fosters greater confidence among users.

The DigiLocker API streamlines the document retrieval process by directing users to a secure DigiLocker login page, where they enter their Aadhaar number. After authentication via an OTP sent to their registered mobile number, users must grant consent for document sharing. Once consent is provided, the API securely fetches the necessary documents from the user's DigiLocker account, facilitating verification or other processing needs. This fast, secure approach eliminates the requirement for physical documents, enhancing user experience and operational efficiency.

The data accessed through the DigiLocker API is sourced directly from government-authorized repositories, ensuring high levels of accuracy and reliability. The documents retrieved are pre-verified, eliminating concerns about blurry images or incomplete information. This guarantees precision and expedites the document verification process, significantly improving efficiency for businesses and end-users alike. Additionally, DigiLocker prioritizes security, making it a trustworthy platform for sensitive document retrieval.

There are no restrictions on the number of documents that can be fetched through the DigiLocker API. Users can retrieve as many documents as needed from their DigiLocker account, offering unparalleled flexibility for businesses requiring multiple documents for processes like KYC verification, identity checks, or onboarding procedures. This limitless access enhances operational capabilities and streamlines workflows.

The DigiLocker API supports an extensive array of official and government-issued documents, making it an invaluable resource for document verification. Examples of supported documents include:

• Aadhaar cards
• PAN cards
• Voter ID cards
• Driver’s licenses
• Vehicle registration certificates
• Insurance policy documents
• Educational credentials such as student mark sheets

The financial and insurance industries use DigiLocker API to streamline customer onboarding and improve operational efficiency. By integrating DigiLocker, they can:

• Simplify KYC Processes: Fetch Aadhaar, PAN, and other documents directly from DigiLocker to verify identities quickly and accurately.
• Enhance Customer Experience: Reduce paperwork and allow customers to submit documents digitally, making the process hassle-free.
• Ensure Compliance: Meet regulatory requirements like KYC (Know Your Customer) and AML (Anti-Money Laundering) with authenticated documents.
• Accelerate Policy Issuance: Insurance providers can retrieve documents such as driving licenses or vehicle registration certificates for motor insurance policies instantly.

Financial services benefit greatly from DigiLocker API integration by:

• Speeding Up Account Opening: Banks and NBFCs can fetch Aadhaar and PAN details in real time, reducing onboarding time from days to minutes.
• Reducing Fraud: Securely verify documents directly from the DigiLocker repository, minimizing risks of fake or tampered submissions.
• Automating Loan Processes: Retrieve income proofs, address documents, and other credentials instantly, making loan approval faster and error-free.
• Cost Efficiency: Eliminate physical documentation, cutting costs on storage and manual processing.

Trading platforms leverage DigiLocker API to streamline customer verification by:

• Simplifying KYC Registration: Fetch Aadhaar and PAN data directly from DigiLocker, ensuring compliance with SEBI’s regulatory standards.
• Enabling Seamless Account Opening: Reduce friction for new customers by eliminating the need for physical submission of documents.
• Faster Verification: Authenticate documents like Aadhaar and bank statements in real time, speeding up account activation.
• Enhancing Security: Ensure secure document handling with government-backed encryption and authentication through DigiLocker.